Loans Services

Our Loan Options

Explore 12 Loan Products
for Your Financial Needs

Personal Loan

Flexible loans for personal expenses with attractive interest rates.

  • Interest Rate: 7.99% - 12% p.a.
  • Tenure: 12 - 60 months
  • Eligibility: Age 21-60, Salaried or Self-Employed
  • Loan Amount: ₹50,000 - ₹20,00,000

Home Loan

Affordable home loans to buy or renovate your dream house.

  • Interest Rate: 8.5% - 10.5% p.a.
  • Tenure: 60 - 240 months
  • Eligibility: Age 21-65, Proof of income & property
  • Loan Amount: ₹5,00,000 - ₹5,00,00,000

Car Loan

Finance your car purchase with easy monthly installments.

  • Interest Rate: 8% - 11% p.a.
  • Tenure: 12 - 84 months
  • Eligibility: Age 21-60, Salaried or Self-Employed
  • Loan Amount: ₹1,00,000 - ₹50,00,000

Education Loan

Support your higher education with low-interest education loans.

  • Interest Rate: 7.5% - 10% p.a.
  • Tenure: 12 - 120 months
  • Eligibility: Age 18-35, Admission proof required
  • Loan Amount: ₹50,000 - ₹50,00,000

Business Loan

Expand or start your business with hassle-free funding options.

  • Interest Rate: 9% - 13% p.a.
  • Tenure: 12 - 120 months
  • Eligibility: Business must be operational ≥3 years
  • Loan Amount: ₹1,00,000 - ₹1,00,00,000

Commercial Loan

Finance commercial properties or projects efficiently.

  • Interest Rate: 8.5% - 12% p.a.
  • Tenure: 24 - 240 months
  • Eligibility: Business entity proof, KYC
  • Loan Amount: ₹5,00,000 - ₹5,00,00,000

Medical Loan

Quick loans for medical emergencies with flexible repayment.

  • Interest Rate: 7.99% - 12% p.a.
  • Tenure: 6 - 60 months
  • Eligibility: Age 18-65, Doctor’s prescription required
  • Loan Amount: ₹25,000 - ₹25,00,000

Travel Loan

Finance your dream vacation with affordable travel loans.

  • Interest Rate: 8% - 12% p.a.
  • Tenure: 6 - 36 months
  • Eligibility: Age 18-60, Income proof required
  • Loan Amount: ₹50,000 - ₹10,00,000

Technology Loan

Finance gadgets, equipment or software for business/study.

  • Interest Rate: 8.5% - 12% p.a.
  • Tenure: 12 - 60 months
  • Eligibility: Age 18-60, Proof of income
  • Loan Amount: ₹25,000 - ₹50,00,000

Agriculture Loan

Loans for farmers & agriculture projects at low interest.

  • Interest Rate: 7.5% - 10.5% p.a.
  • Tenure: 12 - 120 months
  • Eligibility: Farmers with valid land documents
  • Loan Amount: ₹50,000 - ₹50,00,000

Gold Loan

Instant liquidity against your gold with minimal paperwork.

  • Interest Rate: 7.99% - 10% p.a.
  • Tenure: 3 - 36 months
  • Eligibility: Gold ornaments of required purity
  • Loan Amount: ₹10,000 - ₹1,00,00,000

Micro Loan

Small-scale loans for micro projects and personal needs.

  • Interest Rate: 9% - 12% p.a.
  • Tenure: 6 - 24 months
  • Eligibility: Age 18+, Proof of income required
  • Loan Amount: ₹5,000 - ₹1,00,000

Secure Your Future with Nidhilakshmi Capital
Fast, Transparent, and Reliable Loans

FAST LOANS * PERSONAL LOANS * BUSINESS LOANS * HOME LOANS *
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